Call reports 2013
NEW REPUBLIC BANK — 2013
What NEW REPUBLIC BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 55,671,000 | 58,392,000 | 58,238,000 | 58,662,000 |
| Total loans | 48,630,000 | 49,950,000 | 51,331,000 | 52,272,000 |
| Allowance for loan losses | 600,000 | 580,000 | 600,000 | 565,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,366,000 | 48,588,000 | 44,825,000 | 44,524,000 |
| Interest-bearing deposits | 44,623,000 | 47,624,000 | 44,015,000 | 43,853,000 |
| Noninterest-bearing deposits | 743,000 | 964,000 | 810,000 | 671,000 |
| Equity capital | 6,040,000 | 6,301,000 | 6,473,000 | 6,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 776,000 | 1,607,000 | 2,424,000 | 3,223,000 |
| Interest expense | 87,000 | 176,000 | 264,000 | 346,000 |
| Net interest income | 689,000 | 1,431,000 | 2,160,000 | 2,877,000 |
| Noninterest income | -6,000 | 49,000 | 107,000 | 153,000 |
| Noninterest expense | 512,000 | 851,000 | 1,323,000 | 1,862,000 |
| Provision for loan losses | 0 | 42,000 | 62,000 | 115,000 |
| Pretax income | 171,000 | 587,000 | 882,000 | 1,053,000 |
| Income tax | 60,000 | 213,000 | 341,000 | 402,000 |
| Net income | 111,000 | 374,000 | 541,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,040,000 | 6,301,000 | 6,473,000 | 6,642,000 |
| Total capital | 6,501,000 | 6,811,000 | 6,979,000 | 7,113,000 |
| Risk-weighted assets | 37,388,000 | 40,659,000 | 40,403,000 | 39,200,000 |