Call reports 2012
NEW REPUBLIC BANK — 2012
What NEW REPUBLIC BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 53,629,000 | 54,502,000 | 55,155,000 | 55,413,000 |
| Total loans | 48,888,000 | 47,457,000 | 48,399,000 | 47,010,000 |
| Allowance for loan losses | 450,000 | 470,000 | 470,000 | 600,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,345,000 | 41,499,000 | 43,447,000 | 45,188,000 |
| Interest-bearing deposits | 42,649,000 | 40,844,000 | 42,759,000 | 44,482,000 |
| Noninterest-bearing deposits | 696,000 | 655,000 | 688,000 | 706,000 |
| Equity capital | 6,170,000 | 5,969,000 | 6,172,000 | 5,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,585,000 | 2,384,000 | 3,209,000 |
| Interest expense | 96,000 | 188,000 | 273,000 | 365,000 |
| Net interest income | 702,000 | 1,397,000 | 2,111,000 | 2,844,000 |
| Noninterest income | 59,000 | 118,000 | 204,000 | 155,000 |
| Noninterest expense | 443,000 | 888,000 | 1,337,000 | 1,861,000 |
| Provision for loan losses | 0 | 93,000 | 93,000 | 223,000 |
| Pretax income | 318,000 | 534,000 | 885,000 | 915,000 |
| Income tax | 122,000 | 200,000 | 329,000 | 360,000 |
| Net income | 196,000 | 334,000 | 556,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,026,000 | 5,825,000 | 6,172,000 | 5,935,000 |
| Total capital | 6,476,000 | 6,295,000 | 6,642,000 | 6,396,000 |
| Risk-weighted assets | 38,342,000 | 37,871,000 | 36,887,000 | 36,707,000 |