Call reports 2018
GRAND MARSH STATE BANK — 2018
What GRAND MARSH STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 128,942,000 | 120,581,000 |
| Total loans | 55,155,000 | 52,595,000 |
| Allowance for loan losses | 529,000 | 519,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 36,640,000 | 33,402,000 |
| Trading assets | 0 | 0 |
| Total deposits | 107,238,000 | 98,668,000 |
| Interest-bearing deposits | 84,506,000 | 74,715,000 |
| Noninterest-bearing deposits | 22,732,000 | 23,953,000 |
| Equity capital | 21,484,000 | 21,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 922,000 | 1,833,000 |
| Interest expense | 66,000 | 128,000 |
| Net interest income | 856,000 | 1,705,000 |
| Noninterest income | 57,000 | 129,000 |
| Noninterest expense | 446,000 | 994,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 467,000 | 840,000 |
| Income tax | 86,000 | 124,000 |
| Net income | 381,000 | 716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 21,484,000 | 21,819,000 |
| Total capital | 22,013,000 | 22,338,000 |
| Risk-weighted assets | 59,305,000 | 59,842,000 |