Call reports 2017
GRAND MARSH STATE BANK — 2017
What GRAND MARSH STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 133,352,000 | 124,298,000 | 124,627,000 | 125,415,000 |
| Total loans | 57,620,000 | 56,463,000 | 54,139,000 | 56,739,000 |
| Allowance for loan losses | 615,000 | 546,000 | 528,000 | 528,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 55,058,000 | 53,021,000 | 47,591,000 | 37,840,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,019,000 | 102,808,000 | 103,407,000 | 103,986,000 |
| Interest-bearing deposits | 87,550,000 | 80,119,000 | 79,302,000 | 82,055,000 |
| Noninterest-bearing deposits | 25,469,000 | 22,689,000 | 24,105,000 | 21,931,000 |
| Equity capital | 20,233,000 | 20,770,000 | 21,103,000 | 21,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 1,750,000 | 2,632,000 | 3,565,000 |
| Interest expense | 75,000 | 146,000 | 212,000 | 273,000 |
| Net interest income | 784,000 | 1,604,000 | 2,420,000 | 3,292,000 |
| Noninterest income | 72,000 | 141,000 | 190,000 | 265,000 |
| Noninterest expense | 415,000 | 818,000 | 1,248,000 | 1,677,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 441,000 | 927,000 | 1,362,000 | 1,880,000 |
| Income tax | 171,000 | 120,000 | 222,000 | 565,000 |
| Net income | 270,000 | 807,000 | 1,140,000 | 1,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,233,000 | 20,770,000 | 21,103,000 | 21,278,000 |
| Total capital | 20,848,000 | 21,316,000 | 21,631,000 | 21,806,000 |
| Risk-weighted assets | 63,128,000 | 60,642,000 | 58,208,000 | 59,742,000 |