Call reports 2015
GRAND MARSH STATE BANK — 2015
What GRAND MARSH STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 140,309,000 | 139,843,000 | 140,795,000 | 145,488,000 |
| Total loans | 50,276,000 | 50,781,000 | 54,301,000 | 56,041,000 |
| Allowance for loan losses | 628,000 | 643,000 | 679,000 | 620,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 67,514,000 | 67,211,000 | 71,098,000 | 75,304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,934,000 | 121,223,000 | 122,011,000 | 126,576,000 |
| Interest-bearing deposits | 100,651,000 | 99,466,000 | 101,211,000 | 104,326,000 |
| Noninterest-bearing deposits | 21,283,000 | 21,758,000 | 20,799,000 | 22,250,000 |
| Equity capital | 18,234,000 | 18,444,000 | 18,605,000 | 18,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 884,000 | 1,727,000 | 2,635,000 | 3,550,000 |
| Interest expense | 99,000 | 201,000 | 310,000 | 414,000 |
| Net interest income | 785,000 | 1,526,000 | 2,325,000 | 3,136,000 |
| Noninterest income | 72,000 | 169,000 | 251,000 | 307,000 |
| Noninterest expense | 425,000 | 893,000 | 1,464,000 | 1,970,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 396,000 | 730,000 | 1,004,000 | 1,329,000 |
| Income tax | 126,000 | 250,000 | 364,000 | 451,000 |
| Net income | 270,000 | 480,000 | 640,000 | 878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,234,000 | 18,444,000 | 18,605,000 | 18,642,000 |
| Total capital | 18,862,000 | 19,087,000 | 19,284,000 | 19,262,000 |
| Risk-weighted assets | 94,208,000 | 59,020,000 | 61,568,000 | 62,550,000 |