Call reports 2014
GRAND MARSH STATE BANK — 2014
What GRAND MARSH STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 137,020,000 | 129,507,000 | 132,395,000 | 136,355,000 |
| Total loans | 50,763,000 | 49,682,000 | 48,364,000 | 50,642,000 |
| Allowance for loan losses | 779,000 | 660,000 | 588,000 | 593,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 73,915,000 | 69,167,000 | 73,507,000 | 67,512,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,504,000 | 111,871,000 | 113,651,000 | 118,262,000 |
| Interest-bearing deposits | 98,171,000 | 93,969,000 | 93,565,000 | 95,751,000 |
| Noninterest-bearing deposits | 21,333,000 | 17,902,000 | 20,086,000 | 22,511,000 |
| Equity capital | 17,265,000 | 17,467,000 | 17,709,000 | 17,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 843,000 | 1,674,000 | 2,518,000 | 3,327,000 |
| Interest expense | 109,000 | 216,000 | 320,000 | 417,000 |
| Net interest income | 734,000 | 1,458,000 | 2,198,000 | 2,910,000 |
| Noninterest income | 110,000 | 185,000 | 253,000 | 322,000 |
| Noninterest expense | 440,000 | 901,000 | 1,326,000 | 1,876,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 374,000 | 682,000 | 1,035,000 | 1,236,000 |
| Income tax | 117,000 | 223,000 | 334,000 | 280,000 |
| Net income | 257,000 | 459,000 | 701,000 | 956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,265,000 | 17,467,000 | 17,709,000 | 17,964,000 |
| Total capital | 17,994,000 | 18,127,000 | 18,297,000 | 18,557,000 |
| Risk-weighted assets | 58,304,000 | 56,021,000 | 55,777,000 | 58,288,000 |