Call reports 2011
GRAND MARSH STATE BANK — 2011
What GRAND MARSH STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 122,673,000 | 120,778,000 | 119,165,000 | 123,910,000 |
| Total loans | 59,149,000 | 62,521,000 | 61,264,000 | 65,048,000 |
| Allowance for loan losses | 739,000 | 789,000 | 751,000 | 792,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 49,328,000 | 54,106,000 | 37,344,000 | 51,209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,773,000 | 100,122,000 | 100,782,000 | 103,156,000 |
| Interest-bearing deposits | 90,916,000 | 87,717,000 | 86,952,000 | 88,537,000 |
| Noninterest-bearing deposits | 12,857,000 | 12,405,000 | 13,830,000 | 14,619,000 |
| Equity capital | 18,744,000 | 17,851,000 | 18,213,000 | 16,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,101,000 | 2,203,000 | 3,394,000 | 4,502,000 |
| Interest expense | 252,000 | 487,000 | 708,000 | 911,000 |
| Net interest income | 849,000 | 1,716,000 | 2,686,000 | 3,591,000 |
| Noninterest income | 131,000 | 247,000 | 333,000 | 437,000 |
| Noninterest expense | 482,000 | 966,000 | 1,459,000 | 2,053,000 |
| Provision for loan losses | 30,000 | 80,000 | 140,000 | 200,000 |
| Pretax income | 468,000 | 917,000 | 1,420,000 | 1,775,000 |
| Income tax | 78,000 | 244,000 | 385,000 | 434,000 |
| Net income | 390,000 | 673,000 | 1,035,000 | 1,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,744,000 | 17,851,000 | 18,213,000 | 16,753,000 |
| Total capital | 19,483,000 | 18,640,000 | 18,964,000 | 17,545,000 |
| Risk-weighted assets | 64,729,000 | 64,960,000 | 63,738,000 | 67,757,000 |