Call reports 2007
GRAND MARSH STATE BANK — 2007
What GRAND MARSH STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 101,557,000 | 103,622,000 | 103,052,000 | 106,038,000 |
| Total loans | 60,108,000 | 61,294,000 | 60,984,000 | 62,141,000 |
| Allowance for loan losses | 584,000 | 585,000 | 597,000 | 606,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,073,000 | 30,108,000 | 32,946,000 | 28,951,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,170,000 | 86,929,000 | 85,931,000 | 90,001,000 |
| Interest-bearing deposits | 73,940,000 | 75,282,000 | 75,552,000 | 78,719,000 |
| Noninterest-bearing deposits | 11,230,000 | 11,647,000 | 10,379,000 | 11,282,000 |
| Equity capital | 16,001,000 | 16,415,000 | 16,821,000 | 15,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,548,000 | 3,132,000 | 4,724,000 | 6,312,000 |
| Interest expense | 660,000 | 1,321,000 | 2,005,000 | 2,683,000 |
| Net interest income | 888,000 | 1,811,000 | 2,719,000 | 3,629,000 |
| Noninterest income | 111,000 | 206,000 | 307,000 | 412,000 |
| Noninterest expense | 400,000 | 784,000 | 1,172,000 | 1,598,000 |
| Provision for loan losses | 6,000 | 10,000 | 19,000 | 36,000 |
| Pretax income | 593,000 | 1,223,000 | 1,835,000 | 2,407,000 |
| Income tax | 201,000 | 417,000 | 623,000 | 784,000 |
| Net income | 392,000 | 806,000 | 1,212,000 | 1,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,001,000 | 16,415,000 | 16,821,000 | 15,760,000 |
| Total capital | 16,585,000 | 17,000,000 | 17,418,000 | 15,790,000 |
| Risk-weighted assets | 62,896,000 | 64,693,000 | 66,273,000 | 66,011,000 |