Call reports 2004

GRAND MARSH STATE BANK — 2004

Name: GRAND MARSH STATE BANK — FFIEC call report 2004
Creator: GRAND MARSH STATE BANK

What GRAND MARSH STATE BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/88717028-2801-439d-8117-49ef5ebe09f4/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	95,294,000	96,977,000	98,672,000	100,693,000
Total loans	52,600,000	50,881,000	51,804,000	52,682,000
Allowance for loan losses	579,000	585,000	580,000	576,000
Securities available for sale	0	0	0	0
Securities held to maturity	34,305,000	38,515,000	38,108,000	37,835,000
Trading assets	0	0	0	0
Total deposits	82,523,000	83,792,000	85,182,000	86,846,000
Interest-bearing deposits	72,846,000	72,798,000	73,638,000	74,735,000
Noninterest-bearing deposits	9,677,000	10,994,000	11,544,000	12,111,000
Equity capital	12,535,000	12,981,000	13,291,000	13,656,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,104,000	2,222,000	3,329,000	4,481,000
Interest expense	325,000	612,000	904,000	1,206,000
Net interest income	779,000	1,610,000	2,425,000	3,275,000
Noninterest income	112,000	324,000	401,000	495,000
Noninterest expense	391,000	737,000	1,140,000	1,550,000
Provision for loan losses	6,000	12,000	16,000	22,000
Pretax income	494,000	1,185,000	1,670,000	2,198,000
Income tax	155,000	400,000	575,000	738,000
Net income	339,000	785,000	1,095,000	1,460,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	12,535,000	12,981,000	13,291,000	13,656,000
Total capital	13,114,000	13,566,000	13,871,000	14,232,000
Risk-weighted assets	53,633,000	52,534,000	53,342,000	54,765,000