Call reports 2002
GRAND MARSH STATE BANK — 2002
What GRAND MARSH STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 87,648,000 | 89,786,000 | 90,367,000 | 97,156,000 |
| Total loans | 55,049,000 | 55,510,000 | 55,233,000 | 54,234,000 |
| Allowance for loan losses | 550,000 | 561,000 | 573,000 | 559,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,794,000 | 17,836,000 | 24,235,000 | 25,558,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,495,000 | 79,415,000 | 79,549,000 | 85,998,000 |
| Interest-bearing deposits | 69,731,000 | 71,214,000 | 72,006,000 | 76,887,000 |
| Noninterest-bearing deposits | 7,764,000 | 8,201,000 | 7,543,000 | 9,111,000 |
| Equity capital | 9,769,000 | 10,103,000 | 10,495,000 | 10,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,419,000 | 2,792,000 | 4,180,000 | 5,512,000 |
| Interest expense | 619,000 | 1,212,000 | 1,776,000 | 2,340,000 |
| Net interest income | 800,000 | 1,580,000 | 2,404,000 | 3,172,000 |
| Noninterest income | 84,000 | 170,000 | 290,000 | 394,000 |
| Noninterest expense | 349,000 | 702,000 | 1,016,000 | 1,415,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 44,000 |
| Pretax income | 523,000 | 1,024,000 | 1,642,000 | 2,107,000 |
| Income tax | 163,000 | 330,000 | 556,000 | 699,000 |
| Net income | 360,000 | 694,000 | 1,086,000 | 1,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,769,000 | 10,103,000 | 10,495,000 | 10,817,000 |
| Total capital | 10,319,000 | 10,664,000 | 11,068,000 | 11,376,000 |
| Risk-weighted assets | 50,219,000 | 51,757,000 | 50,678,000 | 51,142,000 |