Call reports 2001
GRAND MARSH STATE BANK — 2001
What GRAND MARSH STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 81,310,000 | 82,151,000 | 84,629,000 | 88,132,000 |
| Total loans | 50,194,000 | 51,577,000 | 53,530,000 | 55,748,000 |
| Allowance for loan losses | 478,000 | 490,000 | 497,000 | 538,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,926,000 | 19,012,000 | 17,776,000 | 23,189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,434,000 | 72,068,000 | 74,208,000 | 77,382,000 |
| Interest-bearing deposits | 65,074,000 | 65,218,000 | 66,718,000 | 69,915,000 |
| Noninterest-bearing deposits | 6,360,000 | 6,850,000 | 7,490,000 | 7,467,000 |
| Equity capital | 8,485,000 | 8,811,000 | 9,122,000 | 9,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,521,000 | 2,989,000 | 4,448,000 | 5,873,000 |
| Interest expense | 851,000 | 1,613,000 | 2,355,000 | 2,996,000 |
| Net interest income | 670,000 | 1,376,000 | 2,093,000 | 2,877,000 |
| Noninterest income | 78,000 | 182,000 | 272,000 | 372,000 |
| Noninterest expense | 343,000 | 675,000 | 991,000 | 1,386,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 78,000 |
| Pretax income | 393,000 | 859,000 | 1,338,000 | 1,785,000 |
| Income tax | 119,000 | 259,000 | 427,000 | 587,000 |
| Net income | 274,000 | 600,000 | 911,000 | 1,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,485,000 | 8,811,000 | 9,122,000 | 9,409,000 |
| Total capital | 8,963,000 | 9,301,000 | 9,619,000 | 9,947,000 |
| Risk-weighted assets | 47,137,000 | 48,412,000 | 49,756,000 | 52,335,000 |