Call reports 2024
PAPER CITY SAVINGS BANK, S.A. — 2024
What PAPER CITY SAVINGS BANK, S.A. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 210,139,000 | 213,349,000 | 212,674,000 | 215,209,000 |
| Total loans | 185,131,000 | 187,485,000 | 187,434,000 | 190,206,000 |
| Allowance for loan losses | 1,516,000 | 1,502,000 | 1,500,000 | 1,500,000 |
| Securities available for sale | 8,842,000 | 8,552,000 | 8,509,000 | 7,956,000 |
| Securities held to maturity | 2,031,000 | 2,031,000 | 2,030,000 | 2,030,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,637,000 | 158,360,000 | 161,812,000 | 162,909,000 |
| Interest-bearing deposits | 133,390,000 | 135,861,000 | 137,408,000 | 136,692,000 |
| Noninterest-bearing deposits | 20,247,000 | 22,499,000 | 24,404,000 | 26,217,000 |
| Equity capital | 29,252,000 | 29,553,000 | 30,152,000 | 30,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,542,000 | 5,126,000 | 7,833,000 | 10,561,000 |
| Interest expense | 1,041,000 | 2,118,000 | 3,213,000 | 4,252,000 |
| Net interest income | 1,501,000 | 3,008,000 | 4,620,000 | 6,309,000 |
| Noninterest income | 344,000 | 673,000 | 1,096,000 | 1,397,000 |
| Noninterest expense | 1,608,000 | 3,085,000 | 4,643,000 | 6,165,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 237,000 | 596,000 | 1,073,000 | 1,541,000 |
| Income tax | 63,000 | 163,000 | 214,000 | 312,000 |
| Net income | 174,000 | 433,000 | 859,000 | 1,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,807,000 | 30,067,000 | 30,615,000 | 30,985,000 |
| Total capital | 31,339,000 | 31,583,000 | 32,129,000 | 32,499,000 |
| Risk-weighted assets | 150,032,000 | 153,169,000 | 154,473,000 | 157,425,000 |