Call reports 2022
PAPER CITY SAVINGS BANK, S.A. — 2022
What PAPER CITY SAVINGS BANK, S.A. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 212,967,000 | 211,268,000 | 200,844,000 | 196,989,000 |
| Total loans | 151,460,000 | 155,016,000 | 160,012,000 | 167,170,000 |
| Allowance for loan losses | 1,038,000 | 1,092,000 | 1,130,000 | 1,317,000 |
| Securities available for sale | 0 | 0 | 12,125,000 | 12,035,000 |
| Securities held to maturity | 15,051,000 | 15,409,000 | 2,081,000 | 2,031,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,023,000 | 177,114,000 | 167,419,000 | 159,282,000 |
| Interest-bearing deposits | 159,382,000 | 155,314,000 | 143,812,000 | 133,174,000 |
| Noninterest-bearing deposits | 20,641,000 | 21,800,000 | 23,607,000 | 26,108,000 |
| Equity capital | 27,542,000 | 27,800,000 | 27,337,000 | 27,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,421,000 | 3,034,000 | 4,815,000 | 6,743,000 |
| Interest expense | 201,000 | 380,000 | 539,000 | 717,000 |
| Net interest income | 1,220,000 | 2,654,000 | 4,276,000 | 6,026,000 |
| Noninterest income | 361,000 | 693,000 | 1,074,000 | 1,354,000 |
| Noninterest expense | 1,257,000 | 2,631,000 | 4,089,000 | 5,398,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 295,000 |
| Pretax income | 286,000 | 641,000 | 1,148,000 | 1,687,000 |
| Income tax | 78,000 | 175,000 | 314,000 | 455,000 |
| Net income | 208,000 | 466,000 | 834,000 | 1,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,531,000 | 27,789,000 | 28,158,000 | 28,508,000 |
| Total capital | 28,569,000 | 28,881,000 | 29,288,000 | 29,825,000 |
| Risk-weighted assets | 144,664,000 | 147,602,000 | 147,523,000 | 133,954,000 |