Call reports 2019
PAPER CITY SAVINGS BANK, S.A. — 2019
What PAPER CITY SAVINGS BANK, S.A. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 157,960,000 | 163,640,000 | 167,557,000 | 168,581,000 |
| Total loans | 134,576,000 | 143,164,000 | 143,289,000 | 143,804,000 |
| Allowance for loan losses | 327,000 | 333,000 | 343,000 | 331,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,822,000 | 2,072,000 | 1,972,000 | 852,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,285,000 | 134,272,000 | 137,361,000 | 138,467,000 |
| Interest-bearing deposits | 124,993,000 | 123,962,000 | 126,021,000 | 128,618,000 |
| Noninterest-bearing deposits | 9,292,000 | 10,310,000 | 11,340,000 | 9,849,000 |
| Equity capital | 22,726,000 | 23,146,000 | 23,632,000 | 24,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,585,000 | 3,280,000 | 5,004,000 | 6,706,000 |
| Interest expense | 265,000 | 587,000 | 957,000 | 1,370,000 |
| Net interest income | 1,320,000 | 2,693,000 | 4,047,000 | 5,336,000 |
| Noninterest income | 288,000 | 690,000 | 1,172,000 | 1,672,000 |
| Noninterest expense | 1,102,000 | 2,295,000 | 3,442,000 | 4,682,000 |
| Provision for loan losses | 0 | 5,000 | 25,000 | 60,000 |
| Pretax income | 506,000 | 1,083,000 | 1,752,000 | 2,266,000 |
| Income tax | 139,000 | 297,000 | 479,000 | 621,000 |
| Net income | 367,000 | 786,000 | 1,273,000 | 1,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,706,000 | 23,126,000 | 23,612,000 | 24,004,000 |
| Total capital | 23,033,000 | 23,459,000 | 23,955,000 | 24,335,000 |
| Risk-weighted assets | 103,622,000 | 112,936,000 | 116,262,000 | 118,440,000 |