Call reports 2018
PAPER CITY SAVINGS BANK, S.A. — 2018
What PAPER CITY SAVINGS BANK, S.A. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 157,546,000 | 159,245,000 | 157,931,000 | 153,415,000 |
| Total loans | 127,595,000 | 130,421,000 | 132,437,000 | 134,578,000 |
| Allowance for loan losses | 445,000 | 444,000 | 444,000 | 376,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,753,000 | 2,752,000 | 2,752,000 | 2,772,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,448,000 | 136,606,000 | 134,904,000 | 130,057,000 |
| Interest-bearing deposits | 127,695,000 | 127,533,000 | 124,114,000 | 121,530,000 |
| Noninterest-bearing deposits | 7,753,000 | 9,073,000 | 10,790,000 | 8,527,000 |
| Equity capital | 21,252,000 | 21,570,000 | 22,001,000 | 22,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,440,000 | 2,908,000 | 4,474,000 | 6,054,000 |
| Interest expense | 190,000 | 398,000 | 620,000 | 855,000 |
| Net interest income | 1,250,000 | 2,510,000 | 3,854,000 | 5,199,000 |
| Noninterest income | 250,000 | 555,000 | 902,000 | 1,191,000 |
| Noninterest expense | 1,032,000 | 2,139,000 | 3,208,000 | 4,347,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 468,000 | 926,000 | 1,548,000 | 2,043,000 |
| Income tax | 130,000 | 270,000 | 461,000 | 598,000 |
| Net income | 338,000 | 656,000 | 1,087,000 | 1,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,230,000 | 21,548,000 | 21,979,000 | 22,339,000 |
| Total capital | 21,675,000 | 21,992,000 | 22,423,000 | 22,715,000 |
| Risk-weighted assets | 92,635,000 | 96,853,000 | 99,285,000 | 101,042,000 |