Call reports 2017
PAPER CITY SAVINGS BANK, S.A. — 2017
What PAPER CITY SAVINGS BANK, S.A. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 159,898,000 | 163,362,000 | 162,916,000 | 158,423,000 |
| Total loans | 130,406,000 | 132,521,000 | 132,074,000 | 132,087,000 |
| Allowance for loan losses | 513,000 | 461,000 | 476,000 | 476,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,003,000 | 3,253,000 | 2,753,000 | 2,753,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,206,000 | 142,386,000 | 141,486,000 | 136,522,000 |
| Interest-bearing deposits | 132,374,000 | 134,740,000 | 132,942,000 | 128,785,000 |
| Noninterest-bearing deposits | 6,832,000 | 7,646,000 | 8,544,000 | 7,737,000 |
| Equity capital | 19,944,000 | 20,264,000 | 20,586,000 | 20,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,357,000 | 2,800,000 | 4,266,000 | 5,702,000 |
| Interest expense | 189,000 | 381,000 | 575,000 | 765,000 |
| Net interest income | 1,168,000 | 2,419,000 | 3,691,000 | 4,937,000 |
| Noninterest income | 251,000 | 590,000 | 913,000 | 1,210,000 |
| Noninterest expense | 976,000 | 2,030,000 | 3,087,000 | 4,127,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 443,000 | 979,000 | 1,517,000 | 2,020,000 |
| Income tax | 177,000 | 393,000 | 609,000 | 784,000 |
| Net income | 266,000 | 586,000 | 908,000 | 1,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,938,000 | 20,258,000 | 20,580,000 | 20,892,000 |
| Total capital | 20,451,000 | 20,719,000 | 21,056,000 | 21,368,000 |
| Risk-weighted assets | 91,355,000 | 93,727,000 | 93,413,000 | 93,578,000 |