Call reports 2024
BANK OF CLARKS — 2024
What BANK OF CLARKS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 46,864,000 | 47,552,000 | 57,714,000 | 57,328,000 |
| Total loans | 29,754,000 | 35,571,000 | 44,169,000 | 44,411,000 |
| Allowance for loan losses | 625,000 | 628,000 | 607,000 | 615,000 |
| Securities available for sale | 750,000 | 752,000 | 0 | 0 |
| Securities held to maturity | 7,906,000 | 7,857,000 | 6,259,000 | 8,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,057,000 | 41,388,000 | 50,618,000 | 51,546,000 |
| Interest-bearing deposits | 30,040,000 | 29,253,000 | 39,185,000 | 39,772,000 |
| Noninterest-bearing deposits | 12,017,000 | 12,135,000 | 11,433,000 | 11,774,000 |
| Equity capital | 4,594,000 | 4,632,000 | 4,733,000 | 4,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,285,000 | 2,080,000 | 2,901,000 |
| Interest expense | 197,000 | 403,000 | 669,000 | 995,000 |
| Net interest income | 427,000 | 882,000 | 1,411,000 | 1,906,000 |
| Noninterest income | 29,000 | 48,000 | 70,000 | 91,000 |
| Noninterest expense | 470,000 | 887,000 | 1,318,000 | 1,782,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -7,000 | 35,000 | 161,000 | 217,000 |
| Income tax | 0 | 5,000 | 30,000 | 49,000 |
| Net income | -7,000 | 30,000 | 131,000 | 168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,594,000 | 4,632,000 | 4,733,000 | 4,721,000 |
| Total capital | 5,024,000 | 5,116,000 | 5,315,000 | 5,304,000 |
| Risk-weighted assets | 34,208,000 | 38,577,000 | 46,598,000 | 46,609,000 |