Call reports 2022
BANK OF CLARKS — 2022
What BANK OF CLARKS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 47,832,000 | 46,946,000 | 45,410,000 | 43,017,000 |
| Total loans | 23,444,000 | 24,101,000 | 24,511,000 | 26,683,000 |
| Allowance for loan losses | 553,000 | 534,000 | 529,000 | 549,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,670,000 | 14,153,000 | 15,498,000 | 13,768,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,870,000 | 41,943,000 | 40,296,000 | 37,375,000 |
| Interest-bearing deposits | 30,753,000 | 30,367,000 | 28,344,000 | 25,888,000 |
| Noninterest-bearing deposits | 12,117,000 | 11,576,000 | 11,952,000 | 11,487,000 |
| Equity capital | 4,402,000 | 4,421,000 | 4,520,000 | 4,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 303,000 | 657,000 | 1,070,000 | 1,516,000 |
| Interest expense | 45,000 | 89,000 | 132,000 | 195,000 |
| Net interest income | 258,000 | 568,000 | 938,000 | 1,321,000 |
| Noninterest income | 29,000 | 50,000 | 71,000 | 95,000 |
| Noninterest expense | 319,000 | 631,000 | 934,000 | 1,196,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 30,000 |
| Pretax income | -32,000 | -13,000 | 105,000 | 240,000 |
| Income tax | 0 | 0 | 18,000 | 41,000 |
| Net income | -32,000 | -13,000 | 87,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,402,000 | 4,421,000 | 4,520,000 | 4,533,000 |
| Total capital | 4,761,000 | 4,765,000 | 4,875,000 | 4,907,000 |
| Risk-weighted assets | 28,560,000 | 27,316,000 | 28,210,000 | 29,736,000 |