Call reports 2021
BANK OF CLARKS — 2021
What BANK OF CLARKS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 45,611,000 | 45,352,000 | 44,019,000 | 44,838,000 |
| Total loans | 28,567,000 | 24,809,000 | 25,248,000 | 25,385,000 |
| Allowance for loan losses | 555,000 | 548,000 | 568,000 | 569,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,185,000 | 3,993,000 | 4,873,000 | 6,488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,572,000 | 40,198,000 | 38,780,000 | 39,667,000 |
| Interest-bearing deposits | 28,663,000 | 29,079,000 | 28,607,000 | 28,016,000 |
| Noninterest-bearing deposits | 11,910,000 | 11,119,000 | 10,173,000 | 11,651,000 |
| Equity capital | 4,429,000 | 4,539,000 | 4,626,000 | 4,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 986,000 | 1,444,000 | 1,804,000 |
| Interest expense | 59,000 | 111,000 | 159,000 | 206,000 |
| Net interest income | 426,000 | 875,000 | 1,285,000 | 1,598,000 |
| Noninterest income | 26,000 | 51,000 | 72,000 | 97,000 |
| Noninterest expense | 309,000 | 614,000 | 929,000 | 1,253,000 |
| Provision for loan losses | 17,000 | 25,000 | 33,000 | 33,000 |
| Pretax income | 126,000 | 287,000 | 395,000 | 409,000 |
| Income tax | 5,000 | 57,000 | 78,000 | 84,000 |
| Net income | 121,000 | 230,000 | 317,000 | 325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,429,000 | 4,539,000 | 4,626,000 | 4,434,000 |
| Total capital | 4,803,000 | 4,884,000 | 4,991,000 | 4,813,000 |
| Risk-weighted assets | 29,715,000 | 27,405,000 | 29,035,000 | 30,169,000 |