Call reports 2018
BANK OF CLARKS — 2018
What BANK OF CLARKS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 35,866,000 | 35,138,000 | 35,837,000 | 37,224,000 |
| Total loans | 29,649,000 | 30,171,000 | 31,950,000 | 32,348,000 |
| Allowance for loan losses | 419,000 | 412,000 | 401,000 | 402,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,867,000 | 1,970,000 | 1,970,000 | 1,425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,530,000 | 30,688,000 | 29,334,000 | 28,850,000 |
| Interest-bearing deposits | 21,954,000 | 20,843,000 | 20,619,000 | 20,749,000 |
| Noninterest-bearing deposits | 9,576,000 | 9,845,000 | 8,715,000 | 8,100,000 |
| Equity capital | 4,075,000 | 4,186,000 | 4,310,000 | 4,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 439,000 | 886,000 | 1,384,000 | 1,890,000 |
| Interest expense | 29,000 | 62,000 | 104,000 | 162,000 |
| Net interest income | 410,000 | 824,000 | 1,280,000 | 1,728,000 |
| Noninterest income | 30,000 | 62,000 | 85,000 | 110,000 |
| Noninterest expense | 316,000 | 618,000 | 937,000 | 1,240,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 118,000 | 256,000 | 410,000 | 574,000 |
| Income tax | 21,000 | 48,000 | 78,000 | 103,000 |
| Net income | 97,000 | 208,000 | 332,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,075,000 | 4,185,000 | 4,310,000 | 4,123,000 |
| Total capital | 4,476,000 | 4,588,000 | 4,711,000 | 4,525,000 |
| Risk-weighted assets | 32,051,000 | 32,226,000 | 33,802,000 | 34,913,000 |