Call reports 2017
BANK OF CLARKS — 2017
What BANK OF CLARKS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 35,172,000 | 34,776,000 | 34,148,000 | 34,034,000 |
| Total loans | 28,949,000 | 29,022,000 | 30,256,000 | 29,384,000 |
| Allowance for loan losses | 429,000 | 404,000 | 437,000 | 418,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,581,000 | 2,430,000 | 2,215,000 | 1,769,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,957,000 | 30,492,000 | 28,669,000 | 29,532,000 |
| Interest-bearing deposits | 22,042,000 | 21,925,000 | 20,937,000 | 20,880,000 |
| Noninterest-bearing deposits | 8,915,000 | 8,567,000 | 7,733,000 | 8,652,000 |
| Equity capital | 3,898,000 | 3,981,000 | 4,232,000 | 3,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 834,000 | 1,432,000 | 1,873,000 |
| Interest expense | 27,000 | 55,000 | 83,000 | 113,000 |
| Net interest income | 384,000 | 779,000 | 1,349,000 | 1,760,000 |
| Noninterest income | 29,000 | 53,000 | 78,000 | 103,000 |
| Noninterest expense | 309,000 | 600,000 | 919,000 | 1,313,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 98,000 | 219,000 | 489,000 | 525,000 |
| Income tax | 27,000 | 65,000 | 84,000 | 74,000 |
| Net income | 71,000 | 154,000 | 405,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,898,000 | 3,981,000 | 4,232,000 | 3,978,000 |
| Total capital | 4,305,000 | 4,384,000 | 4,638,000 | 4,373,000 |
| Risk-weighted assets | 32,536,000 | 32,269,000 | 32,447,000 | 31,602,000 |