Call reports 2001
BANK OF CLARKS — 2001
What BANK OF CLARKS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 16,282,000 | 16,859,000 | 17,949,000 | 18,810,000 |
| Total loans | 11,762,000 | 13,393,000 | 14,683,000 | 15,319,000 |
| Allowance for loan losses | 390,000 | 355,000 | 381,000 | 395,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,581,000 | 2,130,000 | 1,986,000 | 1,735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,259,000 | 14,382,000 | 14,427,000 | 15,143,000 |
| Interest-bearing deposits | 12,570,000 | 12,875,000 | 13,101,000 | 12,940,000 |
| Noninterest-bearing deposits | 1,689,000 | 1,507,000 | 1,326,000 | 2,203,000 |
| Equity capital | 1,317,000 | 1,370,000 | 1,415,000 | 1,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 688,000 | 1,071,000 | 1,447,000 |
| Interest expense | 164,000 | 330,000 | 512,000 | 684,000 |
| Net interest income | 172,000 | 358,000 | 559,000 | 763,000 |
| Noninterest income | 24,000 | 52,000 | 81,000 | 114,000 |
| Noninterest expense | 150,000 | 286,000 | 427,000 | 586,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 10,000 |
| Pretax income | 46,000 | 124,000 | 209,000 | 281,000 |
| Income tax | 15,000 | 41,000 | 80,000 | 88,000 |
| Net income | 31,000 | 83,000 | 129,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,317,000 | 1,370,000 | 1,415,000 | 1,344,000 |
| Total capital | 1,470,000 | 1,532,000 | 1,592,000 | 1,533,000 |
| Risk-weighted assets | 12,003,000 | 12,797,000 | 13,955,000 | 14,926,000 |