Call reports 2025
MIDSOUTH BANK — 2025
What MIDSOUTH BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 712,258,000 | 730,400,000 | 729,966,000 | 762,333,000 |
| Total loans | 424,585,000 | 433,523,000 | 434,901,000 | 438,682,000 |
| Allowance for loan losses | 7,076,000 | 7,077,000 | 7,077,000 | 7,078,000 |
| Securities available for sale | 169,335,000 | 181,934,000 | 195,299,000 | 218,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 655,272,000 | 669,295,000 | 666,223,000 | 695,320,000 |
| Interest-bearing deposits | 539,785,000 | 550,419,000 | 541,037,000 | 571,017,000 |
| Noninterest-bearing deposits | 115,487,000 | 118,876,000 | 125,186,000 | 124,303,000 |
| Equity capital | 53,691,000 | 56,061,000 | 59,488,000 | 62,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,435,000 | 17,359,000 | 26,657,000 | 35,899,000 |
| Interest expense | 2,946,000 | 6,147,000 | 9,460,000 | 12,616,000 |
| Net interest income | 5,489,000 | 11,212,000 | 17,197,000 | 23,283,000 |
| Noninterest income | 619,000 | 1,169,000 | 1,728,000 | 2,293,000 |
| Noninterest expense | 4,601,000 | 9,372,000 | 14,158,000 | 19,168,000 |
| Provision for loan losses | 250,000 | 250,000 | 250,000 | 250,000 |
| Pretax income | 1,357,000 | 2,859,000 | 4,617,000 | 6,258,000 |
| Income tax | 37,000 | 73,000 | 94,000 | 151,000 |
| Net income | 1,320,000 | 2,786,000 | 4,523,000 | 6,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,876,000 | 65,793,000 | 66,910,000 | 68,493,000 |
| Total capital | 71,711,000 | 72,770,000 | 73,937,000 | 75,746,000 |
| Risk-weighted assets | 545,880,000 | 557,376,000 | 561,412,000 | 579,704,000 |