Call reports 2024
MIDSOUTH BANK — 2024
What MIDSOUTH BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 642,893,000 | 675,846,000 | 652,502,000 | 693,603,000 |
| Total loans | 373,465,000 | 395,134,000 | 397,723,000 | 405,563,000 |
| Allowance for loan losses | 6,096,000 | 6,517,000 | 6,594,000 | 6,825,000 |
| Securities available for sale | 177,202,000 | 172,882,000 | 173,050,000 | 169,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 592,350,000 | 623,774,000 | 595,175,000 | 638,440,000 |
| Interest-bearing deposits | 487,129,000 | 512,755,000 | 484,211,000 | 524,080,000 |
| Noninterest-bearing deposits | 105,221,000 | 111,019,000 | 110,964,000 | 114,360,000 |
| Equity capital | 46,833,000 | 47,901,000 | 53,531,000 | 51,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,530,000 | 15,501,000 | 24,021,000 | 32,319,000 |
| Interest expense | 2,692,000 | 5,682,000 | 8,851,000 | 11,604,000 |
| Net interest income | 4,838,000 | 9,819,000 | 15,170,000 | 20,715,000 |
| Noninterest income | 882,000 | 1,523,000 | 2,142,000 | 2,739,000 |
| Noninterest expense | 4,236,000 | 8,531,000 | 13,020,000 | 17,496,000 |
| Provision for loan losses | 205,000 | 630,000 | 700,000 | 930,000 |
| Pretax income | 1,364,000 | 2,516,000 | 3,772,000 | 5,213,000 |
| Income tax | 24,000 | 41,000 | 71,000 | 106,000 |
| Net income | 1,340,000 | 2,475,000 | 3,701,000 | 5,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,719,000 | 62,454,000 | 63,180,000 | 64,586,000 |
| Total capital | 67,982,000 | 68,993,000 | 69,645,000 | 71,227,000 |
| Risk-weighted assets | 500,303,000 | 522,517,000 | 516,240,000 | 530,258,000 |