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Call reports 2023

MIDSOUTH BANK — 2023

What MIDSOUTH BANK reported to the FFIEC in 2023, quarter by quarter.

PERIOD: 2023SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/884dad28-3d9b-4215-b51f-0451deb99a06/2023

Balance sheet

What the bank holds and owes at quarter end

Measure2023Q12023Q22023Q32023Q4
Total assets577,543,000579,306,000596,084,000634,645,000
Total loans291,870,000305,274,000331,910,000355,193,000
Allowance for loan losses5,938,0005,249,0005,455,0005,890,000
Securities available for sale174,348,000177,111,000168,175,000182,256,000
Securities held to maturity0000
Trading assets0000
Total deposits532,508,000533,581,000553,593,000583,237,000
Interest-bearing deposits410,259,000412,207,000437,163,000474,077,000
Noninterest-bearing deposits122,249,000121,374,000116,430,000109,160,000
Equity capital43,447,00043,035,00039,727,00047,025,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2023Q12023Q22023Q32023Q4
Interest income6,150,00012,304,00018,891,00026,029,000
Interest expense864,0002,168,0003,969,0006,245,000
Net interest income5,286,00010,136,00014,922,00019,784,000
Noninterest income559,0001,094,0001,633,0002,215,000
Noninterest expense3,901,0007,905,00011,971,00016,151,000
Provision for loan losses75,000-590,000-385,000-635,000
Pretax income1,869,0003,175,0004,346,0005,505,000
Income tax43,00026,00045,00063,000
Net income1,826,0003,149,0004,301,0005,442,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2023Q12023Q22023Q32023Q4
Tier 1 capital58,938,00059,711,00060,362,00060,929,000
Total capital63,887,00064,900,00065,896,00066,992,000
Risk-weighted assets394,927,000414,325,000442,185,000484,211,000

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