Call reports 2022
MIDSOUTH BANK — 2022
What MIDSOUTH BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 607,802,000 | 616,593,000 | 610,146,000 | 612,736,000 |
| Total loans | 289,645,000 | 303,297,000 | 299,679,000 | 299,150,000 |
| Allowance for loan losses | 5,623,000 | 5,703,000 | 5,784,000 | 5,860,000 |
| Securities available for sale | 129,398,000 | 149,754,000 | 163,648,000 | 163,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 559,550,000 | 573,383,000 | 571,480,000 | 570,462,000 |
| Interest-bearing deposits | 433,136,000 | 438,396,000 | 434,103,000 | 434,390,000 |
| Noninterest-bearing deposits | 126,414,000 | 134,987,000 | 137,377,000 | 136,072,000 |
| Equity capital | 47,747,000 | 41,773,000 | 37,201,000 | 40,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,584,000 | 7,799,000 | 13,142,000 | 19,145,000 |
| Interest expense | 254,000 | 504,000 | 766,000 | 1,218,000 |
| Net interest income | 3,330,000 | 7,295,000 | 12,376,000 | 17,927,000 |
| Noninterest income | 526,000 | 1,155,000 | 1,661,000 | 2,148,000 |
| Noninterest expense | 3,598,000 | 7,356,000 | 11,160,000 | 14,972,000 |
| Provision for loan losses | 30,000 | 104,000 | 180,000 | 255,000 |
| Pretax income | 228,000 | 990,000 | 2,697,000 | 4,848,000 |
| Income tax | 14,000 | 36,000 | 93,000 | 116,000 |
| Net income | 214,000 | 954,000 | 2,604,000 | 4,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,665,000 | 55,255,000 | 56,405,000 | 58,533,000 |
| Total capital | 59,580,000 | 60,357,000 | 61,481,000 | 63,650,000 |
| Risk-weighted assets | 392,524,000 | 407,561,000 | 405,356,000 | 408,578,000 |