Call reports 2021
MIDSOUTH BANK — 2021
What MIDSOUTH BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 536,468,000 | 557,686,000 | 562,436,000 | 612,091,000 |
| Total loans | 300,592,000 | 292,954,000 | 277,628,000 | 283,239,000 |
| Allowance for loan losses | 5,490,000 | 5,530,000 | 5,550,000 | 5,584,000 |
| Securities available for sale | 70,003,000 | 84,091,000 | 76,346,000 | 103,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 482,946,000 | 503,934,000 | 508,486,000 | 558,564,000 |
| Interest-bearing deposits | 364,243,000 | 378,386,000 | 387,726,000 | 434,232,000 |
| Noninterest-bearing deposits | 118,703,000 | 125,548,000 | 120,760,000 | 124,332,000 |
| Equity capital | 53,084,000 | 53,298,000 | 53,385,000 | 53,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,841,000 | 7,643,000 | 11,223,000 | 14,819,000 |
| Interest expense | 327,000 | 637,000 | 911,000 | 1,172,000 |
| Net interest income | 3,514,000 | 7,006,000 | 10,312,000 | 13,647,000 |
| Noninterest income | 384,000 | 880,000 | 1,424,000 | 1,897,000 |
| Noninterest expense | 3,377,000 | 6,990,000 | 10,633,000 | 14,125,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | 90,000 |
| Pretax income | 491,000 | 836,000 | 1,033,000 | 1,329,000 |
| Income tax | 26,000 | 19,000 | 14,000 | 17,000 |
| Net income | 465,000 | 817,000 | 1,019,000 | 1,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,964,000 | 54,016,000 | 54,158,000 | 54,451,000 |