Call reports 2020
MIDSOUTH BANK — 2020
What MIDSOUTH BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 423,061,000 | 473,663,000 | 477,402,000 | 511,535,000 |
| Total loans | 263,879,000 | 299,707,000 | 307,128,000 | 316,824,000 |
| Allowance for loan losses | 5,318,000 | 5,362,000 | 5,401,000 | 5,445,000 |
| Securities available for sale | 62,328,000 | 54,418,000 | 54,535,000 | 61,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,365,000 | 420,937,000 | 424,083,000 | 457,175,000 |
| Interest-bearing deposits | 293,823,000 | 312,619,000 | 320,230,000 | 353,374,000 |
| Noninterest-bearing deposits | 77,542,000 | 108,318,000 | 103,853,000 | 103,801,000 |
| Equity capital | 51,131,000 | 52,237,000 | 52,714,000 | 53,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,039,000 | 7,793,000 | 11,485,000 | 15,177,000 |
| Interest expense | 566,000 | 1,030,000 | 1,426,000 | 1,784,000 |
| Net interest income | 3,473,000 | 6,763,000 | 10,059,000 | 13,393,000 |
| Noninterest income | 395,000 | 1,383,000 | 1,887,000 | 3,159,000 |
| Noninterest expense | 3,054,000 | 6,304,000 | 9,526,000 | 12,838,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 90,000 |
| Pretax income | 814,000 | 1,807,000 | 2,365,000 | 3,629,000 |
| Income tax | 25,000 | 64,000 | 75,000 | 132,000 |
| Net income | 789,000 | 1,743,000 | 2,290,000 | 3,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,531,000 | 51,885,000 | 52,332,000 | 53,539,000 |