Call reports 2019
MIDSOUTH BANK — 2019
What MIDSOUTH BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 405,374,000 | 410,111,000 | 416,036,000 | 426,453,000 |
| Total loans | 239,146,000 | 250,246,000 | 260,608,000 | 261,873,000 |
| Allowance for loan losses | 5,273,000 | 5,283,000 | 5,263,000 | 5,280,000 |
| Securities available for sale | 39,385,000 | 37,315,000 | 46,236,000 | 50,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,535,000 | 358,844,000 | 364,071,000 | 374,808,000 |
| Interest-bearing deposits | 280,519,000 | 286,357,000 | 290,445,000 | 304,434,000 |
| Noninterest-bearing deposits | 74,016,000 | 72,487,000 | 73,626,000 | 70,374,000 |
| Equity capital | 50,343,000 | 50,645,000 | 51,219,000 | 51,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,232,000 | 8,490,000 | 12,822,000 | 17,059,000 |
| Interest expense | 473,000 | 1,072,000 | 1,737,000 | 2,359,000 |
| Net interest income | 3,759,000 | 7,418,000 | 11,085,000 | 14,700,000 |
| Noninterest income | 267,000 | 570,000 | 869,000 | 137,000 |
| Noninterest expense | 2,799,000 | 5,682,000 | 8,626,000 | 11,650,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,224,000 | 2,330,000 | 3,352,000 | 3,210,000 |
| Income tax | 40,000 | 85,000 | 121,000 | 85,000 |
| Net income | 1,184,000 | 2,245,000 | 3,231,000 | 3,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,200,000 | 50,512,000 | 51,148,000 | 51,042,000 |
| Total capital | 54,020,000 | 54,494,000 | 55,327,000 | 55,228,000 |
| Risk-weighted assets | 304,148,000 | 317,288,000 | 333,236,000 | 333,805,000 |