Call reports 2018
MIDSOUTH BANK — 2018
What MIDSOUTH BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 413,338,000 | 396,771,000 | 393,765,000 | 419,438,000 |
| Total loans | 256,976,000 | 255,604,000 | 257,385,000 | 249,719,000 |
| Allowance for loan losses | 5,258,000 | 5,250,000 | 5,267,000 | 5,277,000 |
| Securities available for sale | 64,606,000 | 57,305,000 | 50,683,000 | 52,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,585,000 | 347,985,000 | 344,336,000 | 368,713,000 |
| Interest-bearing deposits | 294,886,000 | 278,270,000 | 272,218,000 | 296,065,000 |
| Noninterest-bearing deposits | 70,699,000 | 69,715,000 | 72,118,000 | 72,648,000 |
| Equity capital | 47,123,000 | 48,101,000 | 48,698,000 | 50,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,664,000 | 7,516,000 | 11,497,000 | 15,675,000 |
| Interest expense | 289,000 | 580,000 | 914,000 | 1,321,000 |
| Net interest income | 3,375,000 | 6,936,000 | 10,583,000 | 14,354,000 |
| Noninterest income | 417,000 | 786,000 | 1,032,000 | 1,325,000 |
| Noninterest expense | 2,711,000 | 5,313,000 | 7,958,000 | 10,687,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,075,000 | 2,401,000 | 3,648,000 | 4,980,000 |
| Income tax | 44,000 | 103,000 | 162,000 | 180,000 |
| Net income | 1,031,000 | 2,298,000 | 3,486,000 | 4,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,098,000 | 48,065,000 | 48,653,000 | 49,967,000 |
| Total capital | 50,971,000 | 51,890,000 | 52,538,000 | 53,889,000 |
| Risk-weighted assets | 308,453,000 | 304,570,000 | 309,382,000 | 312,385,000 |