Call reports 2017
MIDSOUTH BANK — 2017
What MIDSOUTH BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 409,962,000 | 411,393,000 | 414,771,000 | 423,439,000 |
| Total loans | 248,756,000 | 258,403,000 | 266,777,000 | 256,980,000 |
| Allowance for loan losses | 5,018,000 | 5,212,000 | 5,009,000 | 5,139,000 |
| Securities available for sale | 70,484,000 | 71,244,000 | 55,895,000 | 66,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,358,000 | 365,146,000 | 367,834,000 | 375,599,000 |
| Interest-bearing deposits | 299,697,000 | 298,555,000 | 291,013,000 | 304,760,000 |
| Noninterest-bearing deposits | 64,661,000 | 66,591,000 | 76,821,000 | 70,839,000 |
| Equity capital | 44,740,000 | 45,479,000 | 46,072,000 | 47,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,105,000 | 6,501,000 | 10,060,000 | 13,706,000 |
| Interest expense | 294,000 | 577,000 | 857,000 | 1,139,000 |
| Net interest income | 2,811,000 | 5,924,000 | 9,203,000 | 12,567,000 |
| Noninterest income | 512,000 | 1,341,000 | 1,803,000 | 2,168,000 |
| Noninterest expense | 2,479,000 | 5,003,000 | 7,559,000 | 10,149,000 |
| Provision for loan losses | 0 | 175,000 | 275,000 | 375,000 |
| Pretax income | 842,000 | 2,084,000 | 3,162,000 | 4,198,000 |
| Income tax | 28,000 | 80,000 | 127,000 | 165,000 |
| Net income | 814,000 | 2,004,000 | 3,035,000 | 4,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,748,000 | 45,488,000 | 46,019,000 | 47,017,000 |
| Total capital | 48,623,000 | 49,407,000 | 50,001,000 | 50,912,000 |
| Risk-weighted assets | 308,820,000 | 312,205,000 | 317,559,000 | 310,386,000 |