Call reports 2016
MIDSOUTH BANK — 2016
What MIDSOUTH BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 399,532,000 | 402,034,000 | 406,349,000 | 424,280,000 |
| Total loans | 251,327,000 | 246,335,000 | 245,462,000 | 237,626,000 |
| Allowance for loan losses | 5,018,000 | 5,054,000 | 5,045,000 | 5,028,000 |
| Securities available for sale | 80,930,000 | 60,171,000 | 81,400,000 | 84,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,814,000 | 358,062,000 | 361,675,000 | 379,452,000 |
| Interest-bearing deposits | 295,161,000 | 297,844,000 | 297,968,000 | 320,158,000 |
| Noninterest-bearing deposits | 60,653,000 | 60,218,000 | 63,707,000 | 59,294,000 |
| Equity capital | 42,800,000 | 43,058,000 | 43,705,000 | 43,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,064,000 | 6,041,000 | 9,185,000 | 12,292,000 |
| Interest expense | 361,000 | 728,000 | 1,077,000 | 1,387,000 |
| Net interest income | 2,703,000 | 5,313,000 | 8,108,000 | 10,905,000 |
| Noninterest income | 637,000 | 1,285,000 | 1,976,000 | 2,600,000 |
| Noninterest expense | 2,555,000 | 5,118,000 | 7,700,000 | 10,207,000 |
| Provision for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Pretax income | 655,000 | 1,348,000 | 2,247,000 | 3,158,000 |
| Income tax | 29,000 | 54,000 | 86,000 | 199,000 |
| Net income | 626,000 | 1,294,000 | 2,161,000 | 2,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,581,000 | 42,818,000 | 43,486,000 | 43,934,000 |
| Total capital | 46,448,000 | 46,642,000 | 47,302,000 | 47,797,000 |
| Risk-weighted assets | 308,194,000 | 304,654,000 | 304,033,000 | 307,911,000 |