Call reports 2015
MIDSOUTH BANK — 2015
What MIDSOUTH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 380,953,000 | 384,730,000 | 387,093,000 | 408,921,000 |
| Total loans | 234,914,000 | 248,381,000 | 253,000,000 | 250,078,000 |
| Allowance for loan losses | 4,971,000 | 4,975,000 | 5,070,000 | 4,911,000 |
| Securities available for sale | 84,824,000 | 83,329,000 | 81,763,000 | 81,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,912,000 | 342,043,000 | 343,975,000 | 365,463,000 |
| Interest-bearing deposits | 282,992,000 | 286,747,000 | 286,291,000 | 308,402,000 |
| Noninterest-bearing deposits | 55,920,000 | 55,296,000 | 57,684,000 | 57,061,000 |
| Equity capital | 41,056,000 | 41,566,000 | 42,031,000 | 42,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,841,000 | 5,770,000 | 8,813,000 | 11,863,000 |
| Interest expense | 405,000 | 789,000 | 1,160,000 | 1,524,000 |
| Net interest income | 2,436,000 | 4,981,000 | 7,653,000 | 10,339,000 |
| Noninterest income | 430,000 | 879,000 | 1,398,000 | 1,876,000 |
| Noninterest expense | 2,405,000 | 4,835,000 | 7,416,000 | 9,857,000 |
| Provision for loan losses | 0 | 0 | 130,000 | 280,000 |
| Pretax income | 458,000 | 1,021,000 | 1,490,000 | 2,060,000 |
| Income tax | 34,000 | 39,000 | 69,000 | 7,000 |
| Net income | 424,000 | 982,000 | 1,421,000 | 2,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,680,000 | 41,238,000 | 41,677,000 | 42,309,000 |
| Total capital | 44,108,000 | 44,950,000 | 45,493,000 | 46,159,000 |
| Risk-weighted assets | 272,686,000 | 295,686,000 | 304,027,000 | 306,914,000 |