Call reports 2014
MIDSOUTH BANK — 2014
What MIDSOUTH BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 382,655,000 | 381,128,000 | 367,975,000 | 383,285,000 |
| Total loans | 216,284,000 | 222,548,000 | 234,240,000 | 236,418,000 |
| Allowance for loan losses | 4,987,000 | 5,062,000 | 5,064,000 | 5,066,000 |
| Securities available for sale | 33,304,000 | 40,712,000 | 31,518,000 | 74,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,116,000 | 339,387,000 | 326,053,000 | 341,396,000 |
| Interest-bearing deposits | 292,515,000 | 290,835,000 | 278,750,000 | 287,325,000 |
| Noninterest-bearing deposits | 48,601,000 | 48,552,000 | 47,303,000 | 54,071,000 |
| Equity capital | 40,538,000 | 40,731,000 | 40,853,000 | 40,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,623,000 | 5,327,000 | 8,062,000 | 10,816,000 |
| Interest expense | 457,000 | 911,000 | 1,353,000 | 1,774,000 |
| Net interest income | 2,166,000 | 4,416,000 | 6,709,000 | 9,042,000 |
| Noninterest income | 263,000 | 591,000 | 894,000 | 973,000 |
| Noninterest expense | 2,322,000 | 4,675,000 | 7,130,000 | 9,667,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 107,000 | 307,000 | 447,000 | 303,000 |
| Income tax | 0 | 8,000 | 0 | -2,000 |
| Net income | 107,000 | 299,000 | 447,000 | 305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,254,000 | 40,462,000 | 40,610,000 | 40,468,000 |
| Total capital | 43,251,000 | 43,597,000 | 43,892,000 | 43,825,000 |
| Risk-weighted assets | 237,744,000 | 248,882,000 | 260,787,000 | 266,842,000 |