Call reports 2012
MIDSOUTH BANK — 2012
What MIDSOUTH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 361,264,000 | 359,300,000 | 366,583,000 | 384,077,000 |
| Total loans | 239,414,000 | 235,054,000 | 226,936,000 | 212,866,000 |
| Allowance for loan losses | 6,071,000 | 6,189,000 | 4,873,000 | 5,061,000 |
| Securities available for sale | 28,882,000 | 28,588,000 | 27,392,000 | 32,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,417,000 | 318,174,000 | 325,040,000 | 342,503,000 |
| Interest-bearing deposits | 279,037,000 | 279,615,000 | 281,718,000 | 300,861,000 |
| Noninterest-bearing deposits | 41,380,000 | 38,559,000 | 43,322,000 | 41,642,000 |
| Equity capital | 39,447,000 | 39,654,000 | 40,178,000 | 40,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,300,000 | 6,487,000 | 10,116,000 | 13,162,000 |
| Interest expense | 583,000 | 1,139,000 | 1,641,000 | 2,132,000 |
| Net interest income | 2,717,000 | 5,348,000 | 8,475,000 | 11,030,000 |
| Noninterest income | 272,000 | 749,000 | 1,464,000 | 1,856,000 |
| Noninterest expense | 2,512,000 | 5,127,000 | 7,643,000 | 10,173,000 |
| Provision for loan losses | 100,000 | 200,000 | 1,085,000 | 1,485,000 |
| Pretax income | 367,000 | 760,000 | 1,201,000 | 1,205,000 |
| Income tax | 29,000 | 56,000 | 72,000 | 35,000 |
| Net income | 338,000 | 704,000 | 1,129,000 | 1,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,212,000 | 39,423,000 | 39,848,000 | 39,889,000 |
| Total capital | 42,463,000 | 42,603,000 | 42,962,000 | 42,825,000 |
| Risk-weighted assets | 257,260,000 | 251,374,000 | 247,403,000 | 232,767,000 |