Call reports 2011
MIDSOUTH BANK — 2011
What MIDSOUTH BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 361,703,000 | 345,389,000 | 347,658,000 | 374,812,000 |
| Total loans | 256,589,000 | 256,545,000 | 251,842,000 | 242,906,000 |
| Allowance for loan losses | 4,903,000 | 5,819,000 | 5,842,000 | 5,924,000 |
| Securities available for sale | 35,841,000 | 35,234,000 | 29,386,000 | 33,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,098,000 | 300,603,000 | 307,404,000 | 334,182,000 |
| Interest-bearing deposits | 287,452,000 | 266,790,000 | 272,205,000 | 294,214,000 |
| Noninterest-bearing deposits | 32,646,000 | 33,813,000 | 35,199,000 | 39,968,000 |
| Equity capital | 36,369,000 | 37,979,000 | 38,237,000 | 38,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,783,000 | 7,476,000 | 11,124,000 | 14,640,000 |
| Interest expense | 640,000 | 1,266,000 | 1,874,000 | 2,464,000 |
| Net interest income | 3,143,000 | 6,210,000 | 9,250,000 | 12,176,000 |
| Noninterest income | 322,000 | 786,000 | 1,336,000 | 1,720,000 |
| Noninterest expense | 2,697,000 | 5,363,000 | 7,637,000 | 10,035,000 |
| Provision for loan losses | 210,000 | 1,440,000 | 2,540,000 | 2,840,000 |
| Pretax income | 544,000 | 179,000 | 395,000 | 1,007,000 |
| Income tax | 32,000 | -11,000 | -7,000 | -18,000 |
| Net income | 512,000 | 190,000 | 402,000 | 1,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,457,000 | 37,785,000 | 37,997,000 | 38,619,000 |
| Total capital | 39,857,000 | 41,184,000 | 41,375,000 | 41,938,000 |
| Risk-weighted assets | 270,470,000 | 269,464,000 | 267,778,000 | 262,851,000 |