Call reports 2010
MIDSOUTH BANK — 2010
What MIDSOUTH BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 372,126,000 | 374,214,000 | 376,945,000 | 374,406,000 |
| Total loans | 270,496,000 | 267,933,000 | 265,485,000 | 251,660,000 |
| Allowance for loan losses | 4,956,000 | 5,127,000 | 5,209,000 | 4,771,000 |
| Securities available for sale | 33,870,000 | 30,624,000 | 30,605,000 | 46,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,635,000 | 330,981,000 | 333,595,000 | 332,708,000 |
| Interest-bearing deposits | 292,655,000 | 291,478,000 | 290,595,000 | 295,204,000 |
| Noninterest-bearing deposits | 37,980,000 | 39,503,000 | 43,000,000 | 37,504,000 |
| Equity capital | 35,823,000 | 36,222,000 | 36,088,000 | 35,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,142,000 | 8,236,000 | 12,267,000 | 16,183,000 |
| Interest expense | 978,000 | 1,917,000 | 2,766,000 | 3,517,000 |
| Net interest income | 3,164,000 | 6,319,000 | 9,501,000 | 12,666,000 |
| Noninterest income | 318,000 | 598,000 | 193,000 | 966,000 |
| Noninterest expense | 2,647,000 | 5,063,000 | 7,383,000 | 10,857,000 |
| Provision for loan losses | 733,000 | 1,178,000 | 1,598,000 | 1,808,000 |
| Pretax income | -130,000 | 444,000 | 418,000 | 672,000 |
| Income tax | -4,000 | 21,000 | -20,000 | 44,000 |
| Net income | -126,000 | 423,000 | 438,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,711,000 | 34,963,000 | 34,755,000 | 35,945,000 |
| Total capital | 38,355,000 | 38,504,000 | 38,224,000 | 39,266,000 |
| Risk-weighted assets | 289,671,000 | 281,704,000 | 275,757,000 | 264,206,000 |