Call reports 2006
MIDSOUTH BANK — 2006
What MIDSOUTH BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 277,546,000 | 281,597,000 | 292,061,000 | 321,273,000 |
| Total loans | 156,250,000 | 177,934,000 | 183,945,000 | 190,823,000 |
| Allowance for loan losses | 2,343,000 | 2,658,000 | 2,770,000 | 2,860,000 |
| Securities available for sale | 44,047,000 | 42,925,000 | 43,102,000 | 46,238,000 |
| Securities held to maturity | 1,460,000 | 1,459,000 | 1,373,000 | 1,297,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,272,000 | 256,267,000 | 264,537,000 | 293,482,000 |
| Interest-bearing deposits | 194,913,000 | 196,721,000 | 201,336,000 | 261,344,000 |
| Noninterest-bearing deposits | 57,359,000 | 59,546,000 | 63,201,000 | 32,138,000 |
| Equity capital | 22,786,000 | 22,627,000 | 24,155,000 | 24,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,884,000 | 8,405,000 | 13,322,000 | 18,435,000 |
| Interest expense | 1,394,000 | 3,073,000 | 4,977,000 | 7,198,000 |
| Net interest income | 2,490,000 | 5,332,000 | 8,345,000 | 11,237,000 |
| Noninterest income | 309,000 | 621,000 | 927,000 | 1,234,000 |
| Noninterest expense | 1,742,000 | 3,482,000 | 5,218,000 | 6,990,000 |
| Provision for loan losses | 105,000 | 420,000 | 530,000 | 1,207,000 |
| Pretax income | 952,000 | 2,051,000 | 3,524,000 | 4,274,000 |
| Income tax | 5,000 | 72,000 | 168,000 | 211,000 |
| Net income | 947,000 | 1,979,000 | 3,356,000 | 4,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,042,000 | 21,371,000 | 22,162,000 | 22,869,000 |
| Total capital | 23,268,000 | 23,911,000 | 24,782,000 | 25,572,000 |
| Risk-weighted assets | 177,166,000 | 203,079,000 | 209,440,000 | 216,076,000 |