Call reports 2002
MIDSOUTH BANK — 2002
What MIDSOUTH BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 99,637,000 | 97,911,000 | 98,428,000 | 103,926,000 |
| Total loans | 75,334,000 | 74,379,000 | 74,330,000 | 72,283,000 |
| Allowance for loan losses | 1,125,000 | 1,155,000 | 1,140,000 | 1,117,000 |
| Securities available for sale | 15,690,000 | 17,088,000 | 16,930,000 | 16,191,000 |
| Securities held to maturity | 228,000 | 216,000 | 201,000 | 115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,609,000 | 81,273,000 | 81,544,000 | 86,664,000 |
| Interest-bearing deposits | 74,033,000 | 71,523,000 | 70,635,000 | 75,173,000 |
| Noninterest-bearing deposits | 9,576,000 | 9,750,000 | 10,909,000 | 11,491,000 |
| Equity capital | 9,553,000 | 9,849,000 | 10,492,000 | 11,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,494,000 | 2,935,000 | 4,411,000 | 5,827,000 |
| Interest expense | 732,000 | 1,394,000 | 1,972,000 | 2,472,000 |
| Net interest income | 762,000 | 1,541,000 | 2,439,000 | 3,355,000 |
| Noninterest income | 177,000 | 328,000 | 529,000 | 741,000 |
| Noninterest expense | 650,000 | 1,286,000 | 1,923,000 | 2,557,000 |
| Provision for loan losses | 78,000 | 108,000 | 108,000 | 143,000 |
| Pretax income | 274,000 | 538,000 | 1,000,000 | 1,459,000 |
| Income tax | 13,000 | 31,000 | 61,000 | 85,000 |
| Net income | 261,000 | 507,000 | 939,000 | 1,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,453,000 | 9,564,000 | 9,996,000 | 10,430,000 |
| Total capital | 10,391,000 | 10,515,000 | 10,952,000 | 11,356,000 |
| Risk-weighted assets | 74,860,000 | 75,836,000 | 76,431,000 | 73,923,000 |