Call reports 2001
MIDSOUTH BANK — 2001
What MIDSOUTH BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 94,694,000 | 96,013,000 | 96,502,000 | 99,303,000 |
| Total loans | 70,797,000 | 72,942,000 | 75,067,000 | 75,328,000 |
| Allowance for loan losses | 1,054,000 | 1,095,000 | 1,143,000 | 1,067,000 |
| Securities available for sale | 14,191,000 | 10,185,000 | 10,388,000 | 14,400,000 |
| Securities held to maturity | 1,479,000 | 572,000 | 289,000 | 274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,639,000 | 80,559,000 | 80,682,000 | 83,558,000 |
| Interest-bearing deposits | 71,459,000 | 73,627,000 | 72,748,000 | 74,033,000 |
| Noninterest-bearing deposits | 8,180,000 | 6,932,000 | 7,934,000 | 9,525,000 |
| Equity capital | 8,665,000 | 8,884,000 | 9,163,000 | 9,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,921,000 | 3,701,000 | 5,470,000 | 7,094,000 |
| Interest expense | 1,040,000 | 2,043,000 | 3,014,000 | 3,872,000 |
| Net interest income | 881,000 | 1,658,000 | 2,456,000 | 3,222,000 |
| Noninterest income | 136,000 | 265,000 | 385,000 | 596,000 |
| Noninterest expense | 548,000 | 1,131,000 | 1,744,000 | 2,395,000 |
| Provision for loan losses | 38,000 | 79,000 | 125,000 | 185,000 |
| Pretax income | 431,000 | 713,000 | 977,000 | 1,243,000 |
| Income tax | 151,000 | 242,000 | 322,000 | 399,000 |
| Net income | 280,000 | 471,000 | 655,000 | 844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,533,000 | 8,725,000 | 8,909,000 | 9,194,000 |
| Total capital | 9,409,000 | 9,645,000 | 9,834,000 | 10,126,000 |
| Risk-weighted assets | 69,592,000 | 72,738,000 | 73,768,000 | 74,115,000 |