Call reports 2005
CAROLINA COMMERCE BANK — 2005
What CAROLINA COMMERCE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 25,286,000 | 34,305,000 | 46,573,000 | 50,110,000 |
| Total loans | 20,122,000 | 28,639,000 | 33,219,000 | 41,405,000 |
| Allowance for loan losses | 303,000 | 429,000 | 500,000 | 631,000 |
| Securities available for sale | 2,927,000 | 2,904,000 | 3,337,000 | 4,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,265,000 | 25,947,000 | 39,694,000 | 41,932,000 |
| Interest-bearing deposits | 17,122,000 | 23,173,000 | 35,308,000 | 38,858,000 |
| Noninterest-bearing deposits | 1,143,000 | 2,774,000 | 4,387,000 | 3,075,000 |
| Equity capital | 6,962,000 | 6,746,000 | 6,684,000 | 5,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 286,000 | 752,000 | 1,414,000 | 2,165,000 |
| Interest expense | 91,000 | 249,000 | 510,000 | 839,000 |
| Net interest income | 195,000 | 503,000 | 904,000 | 1,326,000 |
| Noninterest income | 20,000 | 66,000 | 118,000 | 139,000 |
| Noninterest expense | 399,000 | 854,000 | 1,293,000 | 1,774,000 |
| Provision for loan losses | 116,000 | 242,000 | 313,000 | 1,137,000 |
| Pretax income | -300,000 | -527,000 | -584,000 | -1,446,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -300,000 | -527,000 | -584,000 | -1,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,012,000 | 6,785,000 | 6,727,000 | 5,867,000 |
| Total capital | 7,315,000 | 7,214,000 | 7,227,000 | 6,498,000 |
| Risk-weighted assets | 23,745,000 | 34,486,000 | 43,144,000 | 50,641,000 |
Machine access — free, no API key
Every figure shown here about CAROLINA COMMERCE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.