Call reports 2004
CAROLINA COMMERCE BANK — 2004
What CAROLINA COMMERCE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Total assets | 9,418,000 | 14,361,000 | 18,470,000 |
| Total loans | 0 | 5,814,000 | 12,484,000 |
| Allowance for loan losses | 0 | 87,000 | 187,000 |
| Securities available for sale | 0 | 1,000,000 | 2,495,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 0 | 6,569,000 | 11,142,000 |
| Interest-bearing deposits | 0 | 6,287,000 | 9,775,000 |
| Noninterest-bearing deposits | 0 | 282,000 | 1,367,000 |
| Equity capital | 8,084,000 | 7,734,000 | 7,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Interest income | 0 | 80,000 | 254,000 |
| Interest expense | 0 | 13,000 | 52,000 |
| Net interest income | 0 | 67,000 | 202,000 |
| Noninterest income | 2,000 | 28,000 | 34,000 |
| Noninterest expense | 701,000 | 1,260,000 | 1,724,000 |
| Provision for loan losses | 0 | 87,000 | 187,000 |
| Pretax income | -699,000 | -1,252,000 | -1,675,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -699,000 | -1,252,000 | -1,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Tier 1 capital | 8,084,000 | 7,734,000 | 7,311,000 |
| Total capital | 8,084,000 | 7,821,000 | 7,498,000 |
| Risk-weighted assets | 2,674,000 | 9,204,000 | 15,874,000 |