Call reports 2001
KULM STATE BANK — 2001
What KULM STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 |
|---|---|
| Total assets | 13,400,000 |
| Total loans | 4,394,000 |
| Allowance for loan losses | 141,000 |
| Securities available for sale | 1,311,000 |
| Securities held to maturity | 3,652,000 |
| Trading assets | 0 |
| Total deposits | 11,818,000 |
| Interest-bearing deposits | 9,606,000 |
| Noninterest-bearing deposits | 2,212,000 |
| Equity capital | 1,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 |
|---|---|
| Interest income | 219,000 |
| Interest expense | 85,000 |
| Net interest income | 134,000 |
| Noninterest income | 5,000 |
| Noninterest expense | 95,000 |
| Provision for loan losses | 0 |
| Pretax income | 44,000 |
| Income tax | 14,000 |
| Net income | 30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 |
|---|---|
| Tier 1 capital | 1,451,000 |
| Total capital | 1,534,000 |
| Risk-weighted assets | 6,603,000 |