Call reports 2010
FIRSTBANK OF TECH CENTER — 2010
What FIRSTBANK OF TECH CENTER reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 514,141,000 | 506,517,000 | 529,532,000 |
| Total loans | 212,787,000 | 215,320,000 | 216,707,000 |
| Allowance for loan losses | 4,794,000 | 5,556,000 | 5,391,000 |
| Securities available for sale | 172,505,000 | 173,459,000 | 170,060,000 |
| Securities held to maturity | 73,433,000 | 83,503,000 | 94,533,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 469,229,000 | 459,335,000 | 477,913,000 |
| Interest-bearing deposits | 406,330,000 | 396,098,000 | 411,636,000 |
| Noninterest-bearing deposits | 62,899,000 | 63,237,000 | 66,276,000 |
| Equity capital | 40,529,000 | 42,666,000 | 45,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 5,663,000 | 11,341,000 | 17,086,000 |
| Interest expense | 953,000 | 1,779,000 | 2,461,000 |
| Net interest income | 4,710,000 | 9,562,000 | 14,625,000 |
| Noninterest income | 721,000 | 1,440,000 | 2,238,000 |
| Noninterest expense | 2,043,000 | 4,312,000 | 6,508,000 |
| Provision for loan losses | -66,000 | 1,125,000 | 1,359,000 |
| Pretax income | 3,249,000 | 5,360,000 | 8,791,000 |
| Income tax | 1,060,000 | 1,682,000 | 2,807,000 |
| Net income | 2,189,000 | 3,678,000 | 5,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 37,463,000 | 38,952,000 | 40,758,000 |
| Total capital | 40,642,000 | 42,115,000 | 43,969,000 |
| Risk-weighted assets | 252,602,000 | 250,559,000 | 254,693,000 |