Call reports 2009
FIRSTBANK OF TECH CENTER — 2009
What FIRSTBANK OF TECH CENTER reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 450,363,000 | 459,858,000 | 481,781,000 | 494,032,000 |
| Total loans | 203,854,000 | 202,105,000 | 213,175,000 | 215,135,000 |
| Allowance for loan losses | 3,347,000 | 3,614,000 | 3,989,000 | 4,876,000 |
| Securities available for sale | 115,490,000 | 141,988,000 | 157,954,000 | 174,038,000 |
| Securities held to maturity | 86,083,000 | 82,438,000 | 77,112,000 | 73,701,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,431,000 | 418,324,000 | 441,570,000 | 452,981,000 |
| Interest-bearing deposits | 357,366,000 | 359,794,000 | 382,048,000 | 383,298,000 |
| Noninterest-bearing deposits | 55,064,000 | 58,530,000 | 59,521,000 | 69,682,000 |
| Equity capital | 34,816,000 | 35,663,000 | 37,397,000 | 37,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,843,000 | 11,693,000 | 17,574,000 | 23,244,000 |
| Interest expense | 1,469,000 | 2,698,000 | 3,887,000 | 5,010,000 |
| Net interest income | 4,374,000 | 8,995,000 | 13,687,000 | 18,234,000 |
| Noninterest income | 716,000 | 1,355,000 | 2,109,000 | 2,880,000 |
| Noninterest expense | 2,077,000 | 4,329,000 | 6,435,000 | 8,556,000 |
| Provision for loan losses | 281,000 | 570,000 | 1,295,000 | 2,429,000 |
| Pretax income | 2,732,000 | 5,451,000 | 8,388,000 | 10,451,000 |
| Income tax | 816,000 | 1,632,000 | 2,547,000 | 3,137,000 |
| Net income | 1,916,000 | 3,819,000 | 5,841,000 | 7,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,975,000 | 33,779,000 | 34,800,000 | 35,274,000 |
| Total capital | 35,978,000 | 36,773,000 | 37,927,000 | 38,405,000 |
| Risk-weighted assets | 239,777,000 | 238,799,000 | 249,398,000 | 248,652,000 |