Call reports 2007
FIRSTBANK OF TECH CENTER — 2007
What FIRSTBANK OF TECH CENTER reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 429,776,000 | 431,154,000 | 438,560,000 | 444,343,000 |
| Total loans | 147,018,000 | 169,311,000 | 182,933,000 | 193,410,000 |
| Allowance for loan losses | 1,496,000 | 1,741,000 | 2,063,000 | 2,169,000 |
| Securities available for sale | 158,080,000 | 140,242,000 | 136,762,000 | 133,555,000 |
| Securities held to maturity | 96,999,000 | 96,441,000 | 95,466,000 | 91,929,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,253,000 | 355,021,000 | 359,544,000 | 374,259,000 |
| Interest-bearing deposits | 273,048,000 | 278,736,000 | 285,121,000 | 302,066,000 |
| Noninterest-bearing deposits | 84,205,000 | 76,285,000 | 74,424,000 | 72,193,000 |
| Equity capital | 27,077,000 | 26,091,000 | 26,831,000 | 28,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,151,000 | 12,465,000 | 18,929,000 | 25,426,000 |
| Interest expense | 3,160,000 | 6,357,000 | 9,690,000 | 12,881,000 |
| Net interest income | 2,991,000 | 6,108,000 | 9,239,000 | 12,545,000 |
| Noninterest income | 687,000 | 1,359,000 | 2,086,000 | 3,167,000 |
| Noninterest expense | 1,660,000 | 3,369,000 | 5,043,000 | 6,733,000 |
| Provision for loan losses | -27,000 | 224,000 | 581,000 | 752,000 |
| Pretax income | 2,045,000 | 3,874,000 | 5,701,000 | 8,227,000 |
| Income tax | 530,000 | 981,000 | 1,438,000 | 2,178,000 |
| Net income | 1,515,000 | 2,893,000 | 4,263,000 | 6,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,230,000 | 26,409,000 | 26,579,000 | 27,665,000 |
| Total capital | 27,784,000 | 28,214,000 | 28,713,000 | 29,911,000 |
| Risk-weighted assets | 202,315,000 | 216,344,000 | 227,855,000 | 231,364,000 |