Call reports 2006
FIRSTBANK OF TECH CENTER — 2006
What FIRSTBANK OF TECH CENTER reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 420,475,000 | 434,956,000 | 435,754,000 | 432,657,000 |
| Total loans | 107,545,000 | 125,894,000 | 138,646,000 | 146,599,000 |
| Allowance for loan losses | 1,028,000 | 1,155,000 | 1,350,000 | 1,527,000 |
| Securities available for sale | 177,910,000 | 166,777,000 | 166,094,000 | 163,215,000 |
| Securities held to maturity | 102,113,000 | 101,543,000 | 101,605,000 | 98,809,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,748,000 | 359,671,000 | 346,240,000 | 341,584,000 |
| Interest-bearing deposits | 289,390,000 | 262,930,000 | 256,684,000 | 253,702,000 |
| Noninterest-bearing deposits | 97,357,000 | 96,742,000 | 89,555,000 | 87,882,000 |
| Equity capital | 26,265,000 | 25,104,000 | 27,326,000 | 27,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,620,000 | 11,583,000 | 17,694,000 | 23,960,000 |
| Interest expense | 2,195,000 | 4,734,000 | 7,696,000 | 10,908,000 |
| Net interest income | 3,425,000 | 6,849,000 | 9,998,000 | 13,052,000 |
| Noninterest income | 587,000 | 1,204,000 | 1,921,000 | 2,606,000 |
| Noninterest expense | 1,651,000 | 3,286,000 | 4,786,000 | 6,356,000 |
| Provision for loan losses | 41,000 | 173,000 | 375,000 | 568,000 |
| Pretax income | 2,320,000 | 4,594,000 | 6,758,000 | 8,734,000 |
| Income tax | 604,000 | 1,189,000 | 1,750,000 | 2,261,000 |
| Net income | 1,716,000 | 3,405,000 | 5,008,000 | 6,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,159,000 | 26,448,000 | 26,651,000 | 26,516,000 |
| Total capital | 27,228,000 | 27,652,000 | 28,067,000 | 28,116,000 |
| Risk-weighted assets | 174,837,000 | 195,423,000 | 206,636,000 | 206,044,000 |