Call reports 2004
FIRSTBANK OF TECH CENTER — 2004
What FIRSTBANK OF TECH CENTER reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 385,806,000 | 383,761,000 | 393,011,000 | 381,931,000 |
| Total loans | 79,355,000 | 85,518,000 | 86,181,000 | 86,819,000 |
| Allowance for loan losses | 966,000 | 968,000 | 1,038,000 | 1,002,000 |
| Securities available for sale | 226,150,000 | 222,073,000 | 230,938,000 | 224,557,000 |
| Securities held to maturity | 43,173,000 | 41,728,000 | 41,267,000 | 40,758,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,731,000 | 339,289,000 | 339,759,000 | 349,812,000 |
| Interest-bearing deposits | 270,606,000 | 264,777,000 | 265,056,000 | 276,147,000 |
| Noninterest-bearing deposits | 75,125,000 | 74,512,000 | 74,703,000 | 73,665,000 |
| Equity capital | 26,116,000 | 23,457,000 | 27,139,000 | 26,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,138,000 | 8,408,000 | 12,968,000 | 17,757,000 |
| Interest expense | 940,000 | 1,827,000 | 2,760,000 | 3,804,000 |
| Net interest income | 3,198,000 | 6,581,000 | 10,208,000 | 13,953,000 |
| Noninterest income | 738,000 | 1,437,000 | 2,135,000 | 2,783,000 |
| Noninterest expense | 1,418,000 | 2,960,000 | 4,528,000 | 6,151,000 |
| Provision for loan losses | -77,000 | -65,000 | 14,000 | -11,000 |
| Pretax income | 2,595,000 | 5,123,000 | 7,801,000 | 10,596,000 |
| Income tax | 699,000 | 1,386,000 | 2,117,000 | 2,914,000 |
| Net income | 1,896,000 | 3,737,000 | 5,684,000 | 7,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,923,000 | 22,764,000 | 23,212,000 | 23,209,000 |
| Total capital | 22,889,000 | 23,732,000 | 24,250,000 | 24,211,000 |
| Risk-weighted assets | 141,600,000 | 146,293,000 | 148,960,000 | 147,308,000 |