Call reports 2003
FIRSTBANK OF TECH CENTER — 2003
What FIRSTBANK OF TECH CENTER reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 356,655,000 | 357,385,000 | 381,614,000 | 384,270,000 |
| Total loans | 82,904,000 | 87,421,000 | 83,725,000 | 86,566,000 |
| Allowance for loan losses | 894,000 | 957,000 | 1,043,000 | 1,050,000 |
| Securities available for sale | 175,556,000 | 184,576,000 | 198,000,000 | 221,418,000 |
| Securities held to maturity | 40,429,000 | 41,930,000 | 41,147,000 | 43,422,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,163,000 | 325,518,000 | 354,648,000 | 348,453,000 |
| Interest-bearing deposits | 243,357,000 | 242,535,000 | 281,131,000 | 276,252,000 |
| Noninterest-bearing deposits | 86,805,000 | 82,984,000 | 73,517,000 | 72,201,000 |
| Equity capital | 22,056,000 | 22,895,000 | 22,916,000 | 23,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,967,000 | 7,756,000 | 11,418,000 | 15,264,000 |
| Interest expense | 995,000 | 1,944,000 | 2,926,000 | 3,904,000 |
| Net interest income | 2,972,000 | 5,812,000 | 8,492,000 | 11,360,000 |
| Noninterest income | 735,000 | 1,496,000 | 2,237,000 | 2,955,000 |
| Noninterest expense | 1,455,000 | 2,908,000 | 4,297,000 | 5,720,000 |
| Provision for loan losses | -72,000 | -1,000 | 94,000 | 111,000 |
| Pretax income | 2,324,000 | 4,401,000 | 6,338,000 | 8,484,000 |
| Income tax | 615,000 | 1,133,000 | 1,594,000 | 2,150,000 |
| Net income | 1,709,000 | 3,268,000 | 4,744,000 | 6,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,902,000 | 20,461,000 | 20,737,000 | 20,527,000 |
| Total capital | 20,796,000 | 21,418,000 | 21,780,000 | 21,577,000 |
| Risk-weighted assets | 138,577,000 | 141,974,000 | 143,193,000 | 144,857,000 |