Call reports 2002
FIRSTBANK OF TECH CENTER — 2002
What FIRSTBANK OF TECH CENTER reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 308,595,000 | 314,331,000 | 336,406,000 | 337,382,000 |
| Total loans | 93,820,000 | 88,064,000 | 86,222,000 | 87,935,000 |
| Allowance for loan losses | 1,090,000 | 1,024,000 | 961,000 | 976,000 |
| Securities available for sale | 135,667,000 | 149,160,000 | 166,481,000 | 161,888,000 |
| Securities held to maturity | 44,552,000 | 44,550,000 | 44,580,000 | 43,404,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,102,000 | 287,000,000 | 306,993,000 | 308,810,000 |
| Interest-bearing deposits | 214,307,000 | 209,579,000 | 216,706,000 | 232,740,000 |
| Noninterest-bearing deposits | 70,796,000 | 77,421,000 | 90,287,000 | 76,069,000 |
| Equity capital | 18,732,000 | 20,992,000 | 22,972,000 | 22,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,263,000 | 8,565,000 | 12,922,000 | 17,203,000 |
| Interest expense | 1,145,000 | 2,237,000 | 3,318,000 | 4,366,000 |
| Net interest income | 3,118,000 | 6,328,000 | 9,604,000 | 12,837,000 |
| Noninterest income | 687,000 | 1,413,000 | 2,195,000 | 2,995,000 |
| Noninterest expense | 1,416,000 | 2,948,000 | 4,497,000 | 6,143,000 |
| Provision for loan losses | -16,000 | -74,000 | -128,000 | -48,000 |
| Pretax income | 2,405,000 | 4,867,000 | 7,430,000 | 9,737,000 |
| Income tax | 664,000 | 1,332,000 | 2,022,000 | 2,633,000 |
| Net income | 1,741,000 | 3,535,000 | 5,408,000 | 7,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,229,000 | 18,624,000 | 19,097,000 | 19,393,000 |
| Total capital | 19,319,000 | 19,648,000 | 20,058,000 | 20,369,000 |
| Risk-weighted assets | 134,909,000 | 133,281,000 | 135,189,000 | 134,884,000 |